Will Mortgage Rates Go Down In 2025 Usa. Will mortgage rates go down in 2025? Experts estimate that mortgage interest rates should peak near 7% — possibly up to 8% — and gradually trend lower, potentially landing between 5% and 6% before the end of 2025.
Mortgage rates are expected to decrease by nearly 1% by year’s end — from 6.6% down to as little as 5.75% — according to recent housing forecasts. Don’t expect mortgage rates to change much in the coming week, say the majority of rate watchers.